Building a solid financial foundation is crucial for long-term security and peace of mind. Here are some essential strategies to consider:

1. Create a budget and stick to it.
2. Build an emergency fund with 3-6 months’ worth of living expenses.
3. Pay off high-interest debt as a priority.
4. Contribute to retirement accounts, such as a 401(k) or IRA.
5. Diversify your investments to manage risk.
6. Review and adjust your financial plan regularly.